Catch The Wave Newsletter!
Cultivate Our Youth is hosting a youth financial literacy fall program designed to equip young people with the tools, knowledge, and mindset to make smart money moves and create a financially empowered future. Hosted by Infinite Wave Foundation, this 7-week series is built to be interactive, inspiring, and rooted in real-life skills.
Dates: Mid to End October
Time: TBD
Location: Ray-Cam Area - TBA
Each week features themed workshops, real-world examples, and fun team activities.
Topics include:
→ Foundations for Success
→ Banking, budgeting, & saving in real life
→ Understanding Credit, Loans & debt
→ Wealth Building Tools
→ Entrepreneurship basics
→ Avoiding financial traps: Safety & Awareness
→ How to set financial goals that stick
Youth ages 13 to 24 who want to:
Learn how to budget, save, invest, and grow their money
Understand credit, debt, and financial safety
Explore entrepreneurship and income opportunities
Build confidence, discipline, and money mindset
Connect with mentors, guest speakers, and peers in a supportive environment
Parents are encouraged to be present
43% of our community said the #1 thing they wish they were taught earlier in life was financial literacy — and they’re not alone. While 73% of Canadian high schoolers wish they understood more about personal finance, but don’t know where to start (Intuit Blog). Across Canada, most youth enter adulthood feeling unprepared to manage money, navigate credit, or plan for their future.
Yet financial literacy is one of the most powerful tools for building confidence, independence, and generational wealth. By learning how to manage money early, youth gain the power to make informed decisions, avoid financial pitfalls, and create a future they’re proud of.
This program bridges that gap — one workshop, one story, one smart decision at a time.
“Children are our greatest treasure. They are our future.”
— Nelson Mandela